Opening a US Bank Account either as a US citizen or international
client
Question:
- Do you want to open a US bank
account but are unable to so because you are not a U.S. citizen?
- Are you living in the US but need
a Delaware bank account for your Delaware corporation or LLC?
- Does your internet business need
to accept PayPal or Credit Cards who require a commercial
US bank account first?
- Do you want to open
a US bank account but cannot because you do not have a
U.S. company?
Answer: We
can help to resolve these business problems and let your business move
forward.For our US and International clients and consistent with our
intense efforts to offer full services and a turnkey solution when
starting a new business in the state of Delaware, we have established
relationships with several national banks who will provide your new
Delaware corporation or LLC, with a US Bank Account for which you are
the signatory (not us nor a nominee). The only requirements we have
before taking you on as a client is that you make us your registered
agent and the business meets with the standards set forth by the
bank.
Question:
How does this work?
Answer: All of the
banks we work with have online Internet Banking Services and incoming
International wire transfer ability. Included are the following
items:
- ATM Business Bank Debit Card
- Incoming ability for wire
transfer; outgoing only if you have an SSN
- Domestic wire transfer
- Online banking with ACH
- Internet Online Access
- Access to Online Bill Pay
Question:
What do we have to provide you with to open the US Bank Account?
Answer: The Documentation Required is as
follows:
- Copies of Certificate of Incorporation or
Certificate of Formation
- EIN letter from IRS
- Names, Addresses, Titles, ID for all signers on
the account
- Scanned Color Copy of Passport for all signers
on the account
- Scanned Color Copy of Driver's License for all
signers on the account
- A utility bill showing your name and either
your home or business address
- Description of Business on a business
letterhead detailing
estimated amount of business (gross income) you anticipate the
first year
name of your web site or other business address where you will
operate your business
- Personal reference from your attorney or
accountant
- "Letter of Good Faith" a personal
reference from another bank you have developed either a business
or personal relationship
Any additional
information provided will help the bank make a decision for
opening the bank account (see our
disclaimer)
US
Clients Opening a Bank Account
After you have established your new corporation or LLC you will need to open a Bank
Account to operate your business. Our service fee to open the
bank account as a US citizen living in the US is $300 USD. The banks we work with
all have online Internet Banking Services and wire transfer ability.
A minimum deposit of $500 is required as your initial deposit
to maintain the bank account. This initial deposit is needed to cover monthly service charges
and cash withdrawal. Wire instructions will be sent by the bank, once the account has been established.
Bank Business Account - Included are the following items:
- ATM Business Bank Debit Card
-
Ability for International wire transfer
- Online banking with ACH, wire transfer and reporting capability for small businesses
- Internet Online Access
- Access to Online Bill Pay
- Unless otherwise indicated, all bank statements will be sent to your mailing address.
Instructions to Open a US Bank Account. We need the following documents to Get Started
- Bank Account Application
- Power of Attorney
- GCSI Power
of Attorney
- Corporate Minutes
- Names, Addresses, Titles for all signers on the account
- Notarized Copy of Passport for all signers on the account
- Notarized Copy of Driver's License or other picture ID for all signers on the
account
- Attach a utility bill showing your name and either your home or business
address
- "Letter of Good Faith" from a bank in your country if not a US Citizen
- Notarized letter from your Accountant or Attorney stating as follows:
Disclaimer: You are responsible for making sure that all documents submitted for the purpose of opening a bank account are suitable for such purpose and otherwise legally sufficient. This includes, without limitation, ensuring that the documents are properly dated, executed, and certified where appropriate. Although all attempts will be made to open accounts for all interested applicants, Global Corporate Services, Inc. cannot guarantee the outcome. The Bank may in its sole discretion accept or reject any individual application and is under no obligation to furnish Global Corporate Services, Inc. with an explanation for its actions.
Note: With the establishment of the Patriot Act, not all citizens living outside the US will be permitted to open a US Bank Account. If you are
a citizen of the United States and need a Bank Account we can open it for you as long as you can show the bank that you have a "valid" reason for needing a bank account in the US, e.g. you own rental property here and collect rent that needs to be deposited in a US Band Account. (not all countries qualify for this opportunity). We can supply you with a list of questionable countries.
Global Corporate Services, Inc. reserves the right to retain any moneys it receives if there is positive evidence of fraud or any other material civil or criminal infractions by the applicant. Intentional falsifying or withholding of information may subject the applicant to prosecution under the laws of the State of Delaware and United States. In select cases, Global Corporate Services, Inc. may be obligated to share information with appropriate state and federal authorities.
 We also provide Foreign Company formation (sometimes referred to as International Business Company
(IBC) formation in BVI, Tortola, St. Vincent & the Grenadines, or the Marshall
Islands with an offshore online bank account for your new Delaware corporation or LLC as long as you provide us with the due diligence to meet banking requirements.
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